Free Irish Tax Calculator 2026 — calculate Income Tax, USC & PRSI with detailed breakdowns. Compare scenarios, estimate contractor take-home, and more.
Scenario 1
Scenario 2
Enter your current salary and choose a percentage increase to see a side-by-side comparison of your tax breakdown before and after the raise.
Current Salary
New Salary
Impact of Your Salary Increase
Enter your base salary and a one-off bonus to see exactly how much you keep after tax.
Bonus Breakdown
Compare your tax bill under 2025 versus 2026 rates to see the Budget impact on your salary.
2025
2026
Budget Impact (2026 vs 2025)
Enter your day rate to see your take-home pay as a contractor after Income Tax, USC and PRSI (Class S 4%).
Full Breakdown
Enter your desired take-home pay and find out what gross salary you need to earn it.
Required Gross Salary
Tax Deductions on That Gross
Enter your contractor day rate and the PAYE salary you're comparing against. The calculator shows your real take-home on both sides — including the hidden benefits your employer pays that you'd need to fund yourself as a contractor.
Contractor (Self-Employed)
PAYE Employee
The Real Comparison — Contractor vs PAYE
Contractor PRSI is Class S (flat 4%). PAYE employee PRSI follows the selected date period. Tax credits: contractor gets Personal credit only (€1,875); PAYE employee gets Personal + PAYE credits (€3,750). Figures are estimates — consult a tax advisor.
Tax Calculation Results
Annual Breakdown
Monthly Breakdown
Weekly Breakdown
Daily Breakdown
Hourly Breakdown (40 hours/week)
Tax Band Breakdown
Income Tax Breakdown
| Tax Rate | Income Amount | Tax Amount |
|---|---|---|
| 20% | €0.00 | €0.00 |
| 40% | €0.00 | €0.00 |
USC Breakdown
| Band | Rate | Income → Tax |
|---|---|---|
| Band 1 | 0.5% | €0.00 → €0.00 |
| Band 2 | 2% | €0.00 → €0.00 |
| Band 3 | 4% | €0.00 → €0.00 |
| Band 4 | 8% | €0.00 → €0.00 |
| Surcharge | 3% | €0.00 → €0.00 |
Tax Distribution - Pie Chart
Income Breakdown
Tax Components
Tax Breakdown - Bar Graph
Annual Breakdown
Monthly Breakdown
Income Band Visualisation
How your income is split across tax bands